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Leadership

Two partners. One signature across every division.

Every SM Group file — a loan, a bank plot, a chit, a gold ticket — is signed off by one of the two people below. No junior handling, no being passed around.

MK
Managing Partner & Director

Manikandan Kumaran

  • SM Associates — Managing Partner
  • SMRR Financial Solutions Pvt Ltd — Managing Director
  • SM Gold — Founder
  • Real estate, bank-recovered property, chits & gold desk

since day one, RS Puram

SS
Partner & Advisor

Senthilkumar Shanmugam

  • SMRR Financial Solutions Pvt Ltd — Partner
  • Financial advisory, loan sourcing & NPA settlement
  • Corporate documentation & compliance
  • Business finance and chit structuring

your financial guide

The group’s approach stays close to its tagline — your trusted financial solution — treating a bank-recovered plot, a chit group or a loan restructuring with the same care as any other client file.