Home loan
Ready, under-construction and resale houses and apartments. We match the file to the bank that will actually sanction it.
- Typical rate
- 8.35–9.10%
- Tenure
- Up to 30 years
- LTV
- Up to 80–90%
SMRR Financial Solutions
Sixteen financiers. One person who knows which file they will take.
Home, plot, LAP, MSME, gold loan, NRI and NPA settlement — sourced, not shopped blindly. Rates below are typical bands, not a promise.
Plot / land loan
DTCP and approved layouts first. Agricultural land is a different product — we will say so before you pay a processing fee.
- Typical rate
- 9.0–10.5%
- Tenure
- Up to 15 years
- LTV
- Up to 70%
Loan against property
Mortgage an existing house or commercial unit for business expansion, education, or a second purchase.
- Typical rate
- 9.5–11.5%
- Tenure
- Up to 15 years
- LTV
- Up to 50–65%
Business / MSME
Working capital, machinery, and CGTMSE-backed facilities. Documentation is done at the same RS Puram desk.
- Typical rate
- 9.5–13%
- Tenure
- 1–7 years
- LTV
- As per facility
Gold-loan referral
We do not melt your gold. We send you to the lender with the better live rate that day, and SM Gold values first.
- Typical rate
- 7.5–12%
- Tenure
- 6–24 months
- LTV
- Up to 75%
NPA & settlement advisory
OTS, restructuring, and SARFAESI response. One partner signs the file — it is not handed to a call centre.
- Typical rate
- Case-wise
- Tenure
- As negotiated
- LTV
- —
Balance transfer
Move an existing home or LAP loan if the spread is real after foreclosure charges. We run the arithmetic in front of you.
- Typical rate
- 8.3–9.0%
- Tenure
- Remaining tenor
- LTV
- Top-up possible
NRI home finance
NRE/NRO salary, POA execution, and a Coimbatore property that we have already walked. Video consults from the same number.
- Typical rate
- 8.6–9.4%
- Tenure
- Up to 25 years
- LTV
- Up to 80%
Lenders we currently place with
- State Bank of IndiaHome · Plot · Gold · MSME
- HDFC LtdHome · Plot · LAP
- ICICI BankHome · LAP · NRI
- LIC Housing FinanceHome · Plot
- Axis BankHome · BT · NRI
- PNB HousingHome · LAP
- Canara BankHome · MSME · Gold
- Bank of BarodaHome · MSME
- Federal BankHome · NRI
- Sundaram HomeHome · Plot
- Indian Overseas BankHome · MSME
- SIDBI / CGTMSEMSME
- Muthoot FinanceGold
- ManappuramGold
- IIFLGold · LAP
- Repco HomeHome · Plot
EMI calculator
Monthly EMI
₹43,708
Interest
₹54.9 L
Total payable
₹1.05 Cr
Bring the file, not a guess.
Salary slips, ITRs, the property EC, and the existing loan statement if this is a balance transfer. We will tell you which of the sixteen lenders is likely to sanction — and which will bounce it — before you pay a processing fee.